An FHA loan provides an excellent cushion to first-time property owners because it decreases the down payment requirement. However, if your credit score falls below 580, you’ll have to pay a higher down payment than if you had a score above 580. If you’re like many young couples who think they’re ready to make the plunge into home ownership but have been burdened by past financial mistakes, the first step is to increase your credit score.
Increasing your credit score can seem like a huge undertaking that can take years. But with the right help, it can be easy and quick. CreditRepair.com is one of the most well-respected services that works directly with credit bureaus and creditors to help you get unfair items removed from your credit report to pave the way for a smooth financial future. The staff at CreditRepair.com know that a credit score is just a number that doesn’t necessarily reflect your trustworthiness accurately. They become your advocates and do all the legwork for you.
All you have to do is sign up on CreditRepair.com, then talk to a personal representative who will help walk you through the process and answer all of your questions, boosting your confidence that you can own a home, or accomplish whatever it is from which bad credit has been holding you back. Your representative will then send expertly-argued challenge letters which will present your case to creditors to get your negative items removed in a timely fashion.
As soon as a negative item is removed, you will receive a removal email from CreditRepair.com and see how your credit score increases. You can even follow along on your Score Tracker, which is a chart that displays your credit score progress each month. That means, the road to loans and mortgages is a lot less scary. With a credit score that more accurately reflects you as a responsible new home owner, you’ll experience a new level of financial freedom to build the future you’ve always imagined.
Call anytime between 7am and 11:59pm EST for a free consultation including your free summary credit report and score!
Update: The folks at CreditRepair are extending a special offer to our readers. Follow this link, or call 866-611-0364 for a free credit consultation including your free credit report summary and score!
Call 866-611-0364 anytime between 7am and 11:59pm EST to get your free summary credit report and score!