10 States Predicted To Rival Florida As Retirement Havens By 2035

Tima Miroshnichenko/Pexels

Retirement planning often sparks the big question: where to settle down? Florida’s reputation has been strong for decades, but trends suggest the future may look different. Many places across the US are gaining more attention for their unique advantages. Let’s discover the 10 states experts believe will be at the top of retirement choices in the years ahead.

North Carolina

Harrison Keely/Wikimedia Commons

A steady stream of newcomers keeps pointing toward North Carolina as one of the strongest magnets for retirees. With over 300 miles of Atlantic coastline, the state offers endless coastal escapes. Asheville, buzzing with arts and wellness, anchors a sense of community many find irresistible. 

Arizona

Carptrash, AKA Einar E Kvaran/Wikimedia Commons

Financial sustainability often shapes retirement decisions, and Arizona offers compelling math. One of the lowest property tax rates in the country makes long-term living more affordable. Yet beyond numbers, the benefits run deeper: a dry climate that supports respiratory health and communities like Sun City that have earned national recognition. 

Oregon

Richard Hedrick/Unsplash

Oregon has no state sales tax. For retirees, this translates into noticeable long-term savings. But finances are only one part of the equation. The state’s natural beauty adds priceless value. Portland, among the greenest US cities, emphasizes sustainability and easy access to safe, outdoor living. 

Tennessee

Roller Coaster Philosophy/Wikimedia Commons

What drives affordability without sacrificing culture? Tennessee has an answer. Its lack of state income tax protects retirement funds, while housing remains below the national average. The Great Smoky Mountains National Park brings nature lovers a daily adventure. And in Nashville, music fills the streets, offering energy and entertainment.

Georgia

Kaleb East/Unsplash

Healthcare is a deciding factor for many retirees, and Georgia consistently delivers. Atlanta anchors the state as a hub of world-class medical care, while Social Security income faces no state tax. Mild winters make life easier, and Savannah’s historic beauty is a bonus. 

Texas

Pixabay/Pexels

Economic power and retiree appeal rarely mix so seamlessly. Texas (holding the nation’s second-largest economy) manages both. A range of climates allows retirees to choose the lifestyle they want, from coastal breezes to desert calm. Plus, many cities are designed to welcome seniors, and there’s no state income tax, so savings stretch further.

South Carolina

Leo Heisenberg/Unsplash

The big concern for many retirees is stretching savings without sacrificing lifestyle. South Carolina rises to that challenge with affordable living and retiree-friendly tax policies. Outdoor enthusiasts find year-round recreation in state parks. Coastal hubs like Myrtle Beach add leisure appeal. 

Colorado

Paxson Woelber/Wikimedia Commons

Over 300 days of sunshine keep spirits bright, and mountain towns cater to retirees seeking scenic living. Access to hiking and skiing fosters active lifestyles, and healthcare quality remains strong. These features explain why Colorado is becoming increasingly popular among retirees.

Nevada

David Lusvardi/Unsplash

Nevada keeps drawing attention for its mix of comfort and affordability. Retirement income isn’t taxed, and winters stay warm and mild. Las Vegas brings endless entertainment and dining, while Reno appeals to active retirees. Together, these strengths make Nevada a compelling destination for retirement.

Pennsylvania

Heartbreak G/Unsplash

Spending your golden years in Pennsylvania means living with rhythm. Four distinct seasons mark the year, each with its own character. Affordability strengthens the appeal, as housing costs stay reasonable. Moreover, retirement income, like Social Security, isn’t taxed. Layered with history in Philadelphia and Gettysburg, it offers seniors both savings and culture.